Enterprise Risk Management (ERM)

Manage your assets and liabilities

1. Generate Model

Select the following filters and selections to generate the Model.

Once you click on Generate Dashboards, an authoring message will pop-up. This message shares our most recent troubleshooting tips. Once you have read through the messages, click “Yes”

After you click Yes, the below message will pop-up. This lets you know that if another user requests the same model, they would be joining as an active user in the model. Click “OK” to continue

2. Tab Generation

The Performance Tracking Model will appear on your browser, and you will be taken directly into the Model.

3. Landing Page

This tab shows the name of the Model and has a forward icon to move to the next tab.

4. Navigation Pane

This tab shows you the list of navigation icons in the Dashboard and where they will take you.

5. Home Tab (Scoring Section)

This tab shows you the list of sections in the Dashboard and their summary description. You will be able to move through the contents of the Model by clicking on the forward arrows next to each Linked Guide.

6. Bank Specific Threshold Inputs

This tab allows the user to choose between FinPro Industry thresholds and Bank Provided Thresholds. To switch between the two metholdogies utilize the drop down box located on the top left corner of the page. All subsequent tabs will utilize the selected option, including the ERM portion of this model. If custom ratios have been included, input all current quarter data associated with each ratio.

7. Scoring Results

This tab illustrates the bank's weighted and worst score for each CAMELS(+) component.

8. Detailed Scoring Report

In this tab, individual ratios for each of the CAMELS(+) components are used to identify high, moderate, and low risks for the bank. The purpose of this analysis is for users to identify the quantitative risk factors that need to be addressed prior to the bank's next exam.

9. Home Tab (ERM Section)

This tab shows you the list of sections in the Dashboard and their summary description. You will be able to move through the contents of the Model by clicking on the forward arrows next to each Linked Guide.

10. Risk Assessment Breakdown

This tab illustrates the composite risk chart and how composite risk is calculated.

11.Risk Assessment Results

This tab provides the output of the CAMELS(+) risk assessment results.

12. Composite Risk Results

This tab illustrates the composite results for each CAMELS(+) sections. Utilize the blue drop down box located on the top left to switch between CAMELS(+) components.

13. Risk Factor Detail Results

This tab illustrates the individual risk results for each CAMELS(+) sections. Utilize the blue drop down box located on the top left to switch between individual risks.

14. Risk Factor Summary Output

This tab illustrates the risk ranking by composite score that the bank has submitted. The list will go in order from high composite risk to low composite risk.

16. Self Assessment Results

This tab illustrates the composite score given to each CAMELS(+) sections along with the historical and projected trend for each CAMELS(+) sections.

17. FinPro Global Risk Results

This tab illustrates FinPro's Global Risk results.